Recent Posts

Sell the Farm For a Profit

Sell the Farm For a Profit

Canadian Free at 55 wrote a post recently about a report he read predicting a drop of housing prices in his city of up to 50%, which sparked a debate about speculating with your own house. I did a little analysis as to what would happen if a home-owner sold her house and rebought [...]

Should Credit be Illegal?

I love my credit card. It gives me discounts, it protects me from fraud, and it frees me from having to carry cash around. My credit card is like a flower-filled meadow on a sunny day, but that’s because I don’t use the credit part of the credit card. I pay it [...]

I’m a Carnie

My post on Fear Inoculation was included in the 165th edition of the Carnival of Personal Finance at No Debt Plan.
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Looking Fear in the Eyes or An Introduction to Fear Inoculation

Looking Fear in the Eyes or An Introduction to Fear Inoculation

I have a lot of money fears in my life; perhaps more than most of you:

My wife just quit her safe job to start a business, resulting in the loss of $40K of annual income and making me the only one with a job.
The stock market is down and one of my accounts is down [...]

Spenders, Savers, Shareholders and Speculators: Part I - Spenders

Spenders, Savers, Shareholders and Speculators: Part I - Spenders

The four profiles, all represented by people that I know.  Spenders are all over them map; happy sometimes and devastated others. They drive the world but they don’t know it. Savers think they’re shareholders (my S-sword for investor) but real investors look down on them. Shareholders don’t like speculators; to them speculators are gamblers who ruin it for the [...]

Editor’s Choice at Carnival of Personal Finance

My post Become Rich by Helping Others was included as an EDITOR’s CHOICE in the 3rd Anniversary of the Carnival of Personal Finance #157 at Consumerism Commentary.
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How to Easily Run a Marathon Even If You Think You Can’t: How to do the Impossible

How to Easily Run a Marathon Even If You Think You Can’t: How to do the Impossible

Four years ago I weighed about 210 lbs. I was somewhat athletic, but just recreational. I was a hiker, practised martial arts a few times a week, played the odd pick-up volleyball game. The few times I tried running were very difficult, but I was proud of myself. An hour-long six-mile run would leave me [...]

Become Rich by Helping Others

Become Rich by Helping Others

Recently I’ve been thinking about where wealth comes from and who deserves it.  I’m trying to rationalize why and how I can my hands on some more of it!  My thoughts go something like this:
If you live completely on your own in the forest like an animal, or the first humans, then we can probably [...]